Our own productKuvarSend: a self-custody wallet with local-currency payouts
A React Native app for cross-border transfer across Africa. Senders hold value themselves; recipients are paid out through local rails in the money they actually spend.
Sending money between African countries could cost more and take longer than sending it to London, and the person receiving it often had no idea what would arrive until it landed.
The friction was never the transfer itself. It was fragmented local rails, an FX spread nobody could see, and custody arrangements that asked people to trust an intermediary with money they had already earned.
KuvarSend is a mobile app where the sender keeps custody of their own balance, connecting a wallet directly rather than depositing into ours. Value is held in a dollar-denominated form, which protects against local volatility until the moment they send.
Payout runs over local rails in each market, so the recipient receives in their own currency through a channel they already use, with saved beneficiaries for repeat transfers and an express path for the ones people make every month.
The app ships with the security work a wallet actually needs rather than the security work that demos well: jailbreak and root detection, biometric sign-in through Apple and Google, and push delivery for transfer state so nobody is left refreshing a screen.
It runs on the same gateway as KuvarPay. That is not a marketing line — the transfer, beneficiary, notification and support endpoints live in the same service, so rails, compliance and FX built for one product are immediately available to the other.